Auto Insurance Requirements and Options in Illinois

Our agents at the Com-Co Insurance Agency Inc., serving the Mount Prospect, IL area, do not want to see you lose your driver’s license or have to pay stiff fines because you are caught driving without at least an auto liability insurance policy in place.

Auto Insurance Requirements and Options in Illinois

Auto liability insurance is required under the law in Illinois for you to be able to drive a motor vehicle legally. This type of policy will help pay the medical bills of a person if they are injured in an accident that just so happens to be caused by you. This type of policy will also help repair or replace their vehicle and will cover any other type of property damage you cause.

There are several different options for creating your auto liability insurance policy. Read on for more information on the three most common options.

Uninsured/Underinsured Auto Insurance

You can be driving down the road, minding your own business, when suddenly you are involved in a traffic accident with someone who did not bother to obtain any insurance policy or has very little auto insurance. Suppose you are injured or your vehicle is damaged. In that case, you will be pleased to have an uninsured or underinsured auto insurance policy in place since it can help you repair your vehicle and pay for your medical bills.

Comprehensive Insurance Coverage

Comprehensive insurance is critical since it will protect the investment you have made in your vehicle. This is because if your car becomes damaged or destroyed by a natural disaster, vandalism, or some other incident, such as a fire, comprehensive insurance can replace or repair your vehicle. This type of coverage can also help you out if your vehicle is stolen.

Collision Insurance Coverage

Collision insurance will be helpful if you collide with another vehicle or a stationary object and damage your car, truck, or SUV.

Contact Com-Co Insurance Agency Inc.

And there you have it, the main types of auto insurance coverage options. To create the best policy for you, contact our agents at the Com-Co Insurance Agency Inc. serving the Mount Prospect, IL area today!