Wisconsin Auto Insurance Legal Requirements

Com-Co Insurance Agency Inc. offers insurance in four states, including Wisconsin, so don’t let our Mount Prospect, IL, service area throw you off. We also provide auto insurance to Wisconsin residents. In today’s blog, we consider the state’s auto insurance requirements.

Own Auto Coverage Before You Drive

Wisconsin requires every driver to purchase auto insurance before driving on its roads. These insurance policies must meet current minimum coverage requirements, including:

  • Bodily injury liability coverage in the amount of $25,000 per person per accident
  • Bodily injury liability coverage in the amount of $50,000 for all persons total per accident
  • Property damage liability coverage in the amount of $10,000 per accident
  • Underinsured/uninsured motorist coverage in the amount of $25,000 for bodily injury per person and $50,000 for all persons total per accident.

These state minimums do not cover damage to your vehicle, so we recommend adding comprehensive, collision, and roadside assistance coverages.

What Happens if You Drive Without Insurance?

The state of Wisconsin provides harsh penalties for anyone who drives without insurance. You could lose your driver’s license, incur a massive fine, or both. The court does provide an opportunity for you to prove that you did have insurance at the time of the ticket and currently carry it in case a mistake gets made in ticket issuance or you do not have insurance cards yet.

Contact Us Today for Auto Coverage

Don’t let our Mount Prospect, IL, service area put you off. We offer insurance to the state of Wisconsin, so email or call Com-Co Insurance Agency Inc. today for auto insurance.