There is a certain aspect of buying insurance that is putting money away in the hopes that you will never need it. But, the day has come and disaster has struck.
How do you go about filing a claim when your mind is everywhere at once?
First of all, some help from a trusted agent at Com-Co Insurance Agency Inc. of the Mount Prospect, IL area would be ideal. Here are 5 ways to prepare for a home insurance claim that will help you when the time comes.
Whether it is a fire or severe weather damage, there has been damage to your home and the first thing to do is to inspect the damage. It is important for the homeowner to not only take stock of what needs to be fixed or replaced, but the insurance company needs to know so that they can properly cover the costs within your specific insurance plan.
Once an assessment has been made, begin to document any damage caused by what happened. Lists of items damaged or destroyed, pictures of what parts of your home looked like before the incident and after, and even a video that shows the damage can all be used to support your claim. Be as thorough as you can. This time can be stressful to navigate, but the details now will save you time and hassle later.
Lastly, figure out the cost of getting your home fixed, both short and long term. If there are any repairs that need to happen right away, alert your insurance company and see what is best. Be sure to include the costs of materials, repairs, and replacements.
When disaster strikes your home, Com-Co Insurance Agency Inc. is there for the people of Mount Prospect, IL to make sure that you have what you need. Have questions? Give us a call and we’ll answer your questions about keeping your home protected.