For many people, home insurance is an essential part of homeownership. Having the right home insurance policy can make owning a home less stressful, especially when disaster strikes.

If you need to shop for home insurance, knowing what to expect during the purchase process can be helpful. The professionals at Com-Co Insurance Agency Inc, serving Mount Prospect, IL, are here to help. Our insurance professionals can help you make an informed decision when you’re getting home insurance. Here’s what to know. 

What’s the Best Way To Shop for Home Insurance?

The best way to shop for home insurance is to start by contacting an independent insurance agent. Independent insurance agents work with multiple insurance carriers. When you contact an independent agent, they can get quotes from multiple carriers to help you find the best insurance policy for your budget and needs. 

When Is Payment Due?

Once you’ve selected an insurance policy, payment is due before the policy can become active. Many insurance companies give a discount for paying a full year upfront, but often payment can be made in installments. 

If You’re Buying a House, When Should You Get Home Insurance?

If you’re paying for your home with a mortgage, your lender may require you to get home insurance before loaning you the money for the home. You’ll need to have the policy lined up when you sign the mortgage documents. 

Need Home Insurance? Call Us

If you need home insurance, the professionals at Com-Co Insurance Agency can help you find the best policy for your needs. We work with many insurance carriers and can help you shop around. Call us to speak with a member of our helpful staff. We’re currently serving Mount Prospect, IL.