Once you tie the knot, there’s a lot that you end up sharing with your significant other. If you purchase a home together, there are many unknowns that you’ll need to navigate. For instance, when you buy your first home and secure a home insurance policy to protect it, should you and your spouse both be named on the home insurance policy? Let’s explore what you need to know about purchasing home insurance with your spouse so that you can be prepared when you come to us at Com-Co Insurance Agency in Mount Prospect, IL for help finding home insurance policies.

Should You Add Your Spouse to Your Home Insurance Policy?

Generally speaking, your spouse will be added to your insurance policy automatically. Your insurance policy information must match what’s listed on the deed to your new home. If you’re buying a house jointly, that means that your partner’s name will be on the policy, and they will be covered. Moreover, insurance coverage is often automatically extended to family members living in the house. The only time you might exclude your spouse from your insurance policy is when you’re buying the house on your own, and you both don’t think it’s necessary to add them specifically. A home insurance policy is not like auto insurance, where everyone driving the vehicle must be named under the policy.

Shop Home Insurance With Com-Co Insurance Agency

No matter your current circumstances or home ownership goals, we at Com-Co Insurance Agency in Mount Prospect, IL, are always ready to help you find the right policy for you, your spouse, or even you and a friend. Contact us now to get started!