{"id":114,"date":"2022-06-30T04:00:00","date_gmt":"2022-06-30T10:00:00","guid":{"rendered":"https:\/\/www.comcoinsurance.com\/blog\/?p=114"},"modified":"2022-07-01T14:14:41","modified_gmt":"2022-07-01T20:14:41","slug":"what-does-auto-insurance-cover","status":"publish","type":"post","link":"https:\/\/www.comcoinsurance.com\/blog\/what-does-auto-insurance-cover\/","title":{"rendered":"What Does Auto Insurance Cover?"},"content":{"rendered":"<p>If you own a car, you need auto insurance. However, there are different types of auto insurance you should know about. At Com-Co Insurance Agency Inc in&nbsp;Mount Prospect, IL, we offer the auto insurance options you need.&nbsp;<\/p>\n<h3><strong>Liability Auto Insurance&nbsp;<\/strong><\/h3>\n<p>All vehicles are required to have a liability insurance policy. Liability insurance will cover the damages if you are involved in an accident that is declared your fault.&nbsp;<\/p>\n<p>This includes damage to the other person&#8217;s vehicle, and medical expenses due to accident injuries, up to the coverage limits.&nbsp;<\/p>\n<h3><strong>Collision Coverage&nbsp;<\/strong><\/h3>\n<p>Liability insurance covers damage to the other person&#8217;s vehicle. Collision coverage, on the other hand, covers your vehicle. It will pay to repair or replace your car in the event an accident is your fault or no fault.&nbsp;<\/p>\n<p>Lenders often require collision coverage. This helps protect their collateral in case of an accident. However, even if you aren&#8217;t required to have collision coverage, it can help protect your investment.&nbsp;<\/p>\n<h3><strong>Comprehensive Coverage&nbsp;<\/strong><\/h3>\n<p>Comprehensive coverage also covers your vehicle. However, instead of protecting you during an accident, it protects you from damage when your car isn&#8217;t moving.&nbsp;<\/p>\n<p>This typically includes vandalism, theft, and storm damage. For example, if your car is damaged by hail, this would be covered under comprehensive coverage.&nbsp;<\/p>\n<p>Like collision coverage, comprehensive coverage is typically required if your vehicle has a lien.&nbsp;<\/p>\n<h3><strong>What Isn&#8217;t Covered by Auto Insurance?&nbsp;<\/strong><\/h3>\n<p>Full coverage insurance includes liability, comprehensive, and collision coverage. However, some things aren&#8217;t covered under these policies.&nbsp;<\/p>\n<p>These include expenses due to normal wear and tear on your car, mechanical breakdowns, and some types of intentional damage.&nbsp;<\/p>\n<h3><strong>Auto Insurance at Com-Co Insurance Agency Inc&nbsp;<\/strong><\/h3>\n<p>If you need auto insurance in Mount Prospect, IL, contact us at Com-Co Insurance Agency Inc. We will help you choose the right policy for your needs.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you own a car, you need auto insurance. However, there are different types of auto insurance you should know about. At Com-Co Insurance Agency Inc in&nbsp;Mount Prospect, IL, we offer the auto insurance options you need.&nbsp; Liability Auto Insurance&nbsp; All vehicles are required to have a liability insurance policy. Liability insurance will cover the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,5],"class_list":["post-114","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-com-co-insurance-agency-inc","tag-mount-prospect-il"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.8 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.comcoinsurance.com\/blog\/what-does-auto-insurance-cover\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.8\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Com-Co Insurance Agency, Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Does Auto Insurance Cover? 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